After-tax cash yields, all 50 states + DC
Top marginal state rate; federal tax not deducted here (it hits every option equally).
| State | Top rate | #1 | After state tax | #2 | After state tax |
|---|---|---|---|---|---|
| Alabama | 5.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Alaska | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Arizona | 2.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Arkansas | 3.90% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| California | 13.30% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Colorado | 4.40% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Connecticut | 6.99% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Delaware | 6.60% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Florida | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Georgia | 5.19% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Hawaii | 11.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Idaho | 5.30% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Illinois | 4.95% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Indiana | 2.95% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Iowa | 3.80% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Kansas | 5.58% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Kentucky | 3.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Louisiana | 3.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Maine | 7.15% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Maryland | 6.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Massachusetts | 9.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Michigan | 4.25% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Minnesota | 9.85% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Mississippi | 4.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Missouri | 4.70% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Montana | 5.65% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Nebraska | 4.55% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Nevada | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| New Hampshire | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| New Jersey | 10.75% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| New Mexico | 5.90% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| New York | 10.90% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| North Carolina | 3.99% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| North Dakota | 2.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Ohio | 2.75% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Oklahoma | 4.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Oregon | 9.90% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Pennsylvania | 3.07% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Rhode Island | 5.99% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| South Carolina | 6.00% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| South Dakota | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Tennessee | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Texas | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Utah | 4.50% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Vermont | 8.75% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Virginia | 5.75% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Washington | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Washington DC | 10.75% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| West Virginia | 4.82% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Wisconsin | 7.65% | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
| Wyoming | none | 52-wk T-billT-bill | 4.62% | 26-wk T-bill | 4.37% |
Not financial advice. Rankings are mechanical calculations from published yields and issuer tax data. They ignore fees you pay your broker, trading spreads, minimums, liquidity, and your full tax picture. Check the source links before acting.